Making unrighteous choices diminishes the influence of the Spirit and leaves us more vulnerable to the influences and captivity of Satan. Having the clarity of divine direction in our lives is a form of freedom. Making righteous choices brings the Spirit. If I want to go someplace specific, like that waterfall, I need to carefully choose the trail that will lead me there and follow the directions of those who know the way.Īs we exercise agency, the choices we make have consequences that can result in freedom or captivity. I choose my destination the moment I choose which trail to take. These choices are like the trails I hiked in the wilderness. We scrambled up the rock face and into a cave where a torrent of water flowed through the roof and out the mouth of the grotto. Half a mile up the trail, we came to the falls. “You still have time to get there before it gets dark.” She pointed to the trail we’d ignored earlier. When we returned to the fork in the trail, the bishop’s wife was waiting for us in the early twilight. We continued about two miles before we decided this was definitely the wrong road and turned around. The bishop shrugged his shoulders and we walked up the service road.Īnd we walked. We wanted to take the more interesting route. We argued that both trails probably went to the same place. He urged us to come back and take the other trail. It looked more rugged and exciting.Ī dozen yards past the junction, we heard our bishop call to us, telling us we were heading the wrong way. We didn’t know which one was the right way, but we decided to take the service road. To the left was a small trail that continued across a meadow. To the right was a service road that went uphill. We rushed ahead of our leaders until we came to a fork in the trail. The trail is short and leads to an impressive waterfall. Stress the importance of obtaining as much education as possible.When I was a priest, our quorum went on a hike to Donut Falls near Salt Lake City, Utah, USA. Teach the principles of hard work, frugality, and saving. Involve them in creating a budget and setting family financial goals. Teach family members the principles of financial management. How can I teach my family about good financial practices? If our tithing and offerings are the first obligations met, our commitment to this important gospel principle will be strengthened and the likelihood of financial mismanagement will be reduced. The Lord has promised to open the windows of heaven and pour out great blessings upon those who pay tithes and offerings faithfully (see Isaiah 58:6–12 Malachi 3:10). Successful family finances begin with the payment of an honest tithe and the giving of a generous fast offering. How long will it take to pay off my credit card?Īdditional Financial Calculators How can paying tithing and fast offerings help me manage my finances? Would spending a little less and saving a little more make a difference? If you are in debt, pay it off as quickly as possible. Avoid debt, with the exception of buying a modest home or paying for education or other vital needs. Spending less money than you make is essential to your financial security. Take the Personal Finances for Self-Reliance course. Plan what you will give as Church donations, how much you will save, and what you will spend for food, housing, utilities, transportation, and clothing. Use this information to establish a family budget. Determine how to reduce what you spend for nonessentials. Record and review monthly income and expenses. Paying an honest tithing, living within your means, saving for unexpected expenses, and avoiding debt are essential parts of financial stability. Members may experience financial troubles due to unemployment, overspending, unexpected emergencies, or mismanagement of finances. Wise financial management can provide security and promote family well-being. The responsibility to manage family finances should be shared between husband and wife with an attitude of trust and openness. … If you have paid your debts and have a financial reserve, even though it be small, you and your family will feel more secure and enjoy greater peace in your hearts” ( All Is Safely Gathered In: Family Finances).Įvery family has the responsibility to provide for its own needs to the extent possible. We urge you to be modest in your expenditures discipline yourselves in your purchases to avoid debt. “We encourage you wherever you may live in the world to prepare for adversity by looking to the condition of your finances.
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